Satisfactory Academic Progress (SAP) Policy 

Satisfactory Academic Progress (SAP) standards ensure that a student is successfully completing their coursework to continue receiving financial aid. All students receiving financial aid are required to meet SAP standards.

Federal regulations require Texas A&M-San Antonio to establish, publish, and apply standards to monitor financial aid recipients’ progress toward completing their degree program. If the student fails to meet the published SAP standards, the student will be placed on financial aid suspension. Financial aid recipients’ academic performance must meet all of the SAP standards.

SAP standards are evaluated at the end of every spring semester for all students. Students should check their SAP status each semester on JagWire.

SAP Components


There are three components to SAP. Failure to comply with any component may result in a loss of aid eligibility. The three components are as follows:

Minimum Grade Point Average (GPA)

The GPA requirements are indicated in the table below:

Degree or Certificate Minimum Cumulative GPA
Bachelor's 2.0
Post-Baccalaureate Teacher Certificate 3.0
Master’s 3.0

Completion Rate

While students must be enrolled to be eligible for financial aid, each student must also successfully complete at least a minimum percentage of all credit hours attempted. This percentage includes all institutional and transfer credit hours, regardless of whether or not financial aid was received. Grades of CR, F, FN, I, IP, NC, NG, Q, QE, QI, W, WS, and WX are not considered to be adequate grades for completion.

  • 67% Completion Rate

Maximum Hours (Excessive Hours)

Students are expected to complete their degree pursuits within a maximum timeframe, including transfer hours earned as well as institutional attempted hours. Students may not receive financial assistance beyond the following:

Degree or Certificate Maximum Attempted Credit Hours
Bachelor's 180
Post-Baccalaureate Teacher Certificate 41
Master’s 54

Credit hours are cumulative; thus, students working towards obtaining more than one degree in the same degree type (e.g. undergraduate) may reach this maximum timeframe before completing their course of study and may need to appeal eligibility.

SAP Appeal

Your financial aid offer is contingent on you maintaining Satisfactory Academic Progress (SAP) as a student. If you are not meeting SAP at the end of the spring semester, your financial aid will be suspended until you meet the SAP requirements.

You can appeal this suspension if you experienced an extenuating circumstance that impacted your academic progress. This means that you experienced something that was out of your control and was not common to the entire student population. For example, having a busy part-time job would not qualify for a SAP appeal.

Examples of these extenuating circumstances include:

  • The death of an immediate family member or close relative (i.e. mother, father, grandparent, sibling, or immediate family such as a related aunt or uncle)
  • A serious injury or illness (physical or mental) that required medical intervention
  • Significant, unanticipated family obligations due to medical issue or illness
  • A catastrophic loss due to fire, flood, or natural disaster that affects the student’s academic attendance or performance
  • An involuntary call to active military duty
  • An unsafe or abusive environment
  • Any undue hardship that prohibits the successful completion of coursework

Circumstances for which appeals will not be accepted:

  • Lack of knowledge/understanding of the SAP Policy. 
  • Medical appeals for illness/injury/hospitalization that do not coincide with the semester(s) of sub-standard academic progress
  • Work/scheduling conflicts (including voluntary overtime)
  • Acclimation issues in regard to being in a university setting
  • If you’ve previously submitted an SAP appeal with the same extenuating circumstance(s) and you are still not meeting SAP requirements

Appealing a financial aid suspension is not the same as appealing an academic suspension. Even if an academic suspension is lifted, it does not automatically remove the financial aid suspension.

If you are receiving scholarships please be aware that appealing financial aid reinstatement will not reinstate certain scholarships. Please send questions regarding scholarship status to the inbox: scholarships@tamusa.edu

If you do not appeal your SAP status:

You may choose not to appeal your SAP status. In this case, your financial aid will be suspended. It will be reinstated once you are meeting SAP requirements.

How to file a SAP Appeal

  1. If you are not meeting SAP, you will receive an email and/or paper notice at the end of the spring semester informing you that your financial aid will be suspended.
  2. You will also receive an email notification to log in to an online platform where you can move forward with a SAP appeal. You may be asked to upload required documents (see below) to support any extenuating circumstances that have impacted your academic progress. The sooner we receive your documents, the sooner we can move forward in the process. 
  3. The appeals committee will review your appeal and make the decision as to whether it is approved or denied. Please allow up to 4 weeks for a response. Incomplete appeals will delay the review process. 
  4. If your request is approved, you will be notified via email and your financial aid offer should appear in your JagWire portal within two weeks. You may need to accept your offer again in order for the aid to apply to your student account.
  5. If your request is denied, you will be notified via email with a specific reason as to why your request was denied. Please read the email carefully. If you have any questions or concerns, please call us. You can appeal again the following semester if you can demonstrate that you are meeting SAP.

How to Regain Eligibility

If you are not meeting Satisfactory Academic Progress (SAP), you may have your financial aid reinstated by filing an appeal demonstrating extenuating circumstances that prevented you from meeting the SAP requirements. If you meet the SAP requirements prior to the annual evaluation period at the end of the spring semester, please email us at financial.aid@tamusa.edu for next steps of the appeal process.

SAP Appeal Deadlines

An appeal must be filed by the appropriate deadline in order to be considered. 

Deadline: One week before the end of the semester for which you are enrolled.

You will be notified at the end of each spring semester if you are not meeting SAP requirements, and you will be ineligible for your financial aid for the summer term and the following fall and spring terms. 

Fall Appeal Example:
Spring: You are notified that you are not meeting SAP requirements. You are ineligible for financial aid for the upcoming fall and spring semesters. 
Fall: If you appeal before the fall deadline and your appeal is approved, your financial aid will be reinstated for the fall 2021 semester.
Spring 2022: You may retain your financial aid for the spring semester as long as you continue to meet the requirements of your academic plan or your academic progress allows you to meet SAP. 

Spring Appeal Example:
Spring: You are notified that you are not meeting SAP requirements. You are ineligible for financial aid for the fall and spring semesters. 
Fall: You do not complete/submit an appeal by the fall deadline. You will remain ineligible for financial aid. 
Spring 2022: If you appeal before the spring deadline and your appeal is approved, your financial aid will be reinstated for the spring semester only. 

We cannot award financial aid for previous semesters if we did not receive the appeal by the semester deadline. 

Examples of Supporting Documentation:

  • Obituary/Death certificate
  • Documentation from your (or your family member’s) medical provider
  • Documentation from your (or your family member’s) insurance provider
  • Military orders
  • Police report
  • Statement from a third party (preferably in a professional capacity e.g. lawyer, employer, health professional, government entity)